Top 20 Fintech Companies in Ireland (2025)

Ireland's fintech sector continues to grow into one of Europe's most dynamic and future-facing ecosystems.

While often overshadowed by larger markets, Ireland offers a unique combination of global tech access, strong regulatory frameworks, and a thriving startup culture. From compliance to payments, embedded finance to lending, Irish fintech companies are playing a major role in shaping the financial systems of tomorrow.

This list highlights 20 standout fintech players based in Ireland or with significant operations here in 2025. Some are homegrown success stories, others are global names building in Ireland for strategic scale.

Ireland has become a preferred base for both homegrown fintech innovators and global brands like Stripe, Wise, and Circle. With its strong regulatory environment, access to EU markets, and well-established tech talent pool, Ireland is well positioned as a gateway for fintechs looking to scale across Europe.

While not as consumer-focused as the UK, Ireland’s strength lies in its B2B infrastructure, regtech, and cross-border capabilities. Fintechs here often specialize in solving complex, high-value problems for enterprises, financial institutions, and global platforms.

B2B:
Dominant in the market, led by firms like Fenergo, TransferMate, and Taxback International. These companies power compliance, payments, and automation across borders.

B2C:
A growing segment with companies like Wayflyer, Ding, and Doddl.ie delivering fintech experiences directly to consumers in lending, mobile services, and mortgages.

Ireland’s fintech ecosystem continues to scale on the back of deep expertise, trusted execution, and a reputation for enabling the infrastructure behind modern finance.

Founded: 2009
Industry: RegTech / SaaS
Target Audience: Banks & financial institutions
Website: fenergo.com
A global leader in client lifecycle and regulatory compliance, Fenergo serves top-tier banks worldwide and is one of Ireland’s largest fintech success stories.. One of Ireland’s largest fintech exports.

Founded: 2019
Industry: Revenue-based finance for e-commerce
Target Audience: D2C and e-commerce brands
Website: wayflyer.com
Provides fast, flexible financing and insights for online sellers scaling their business. Ireland’s fastest fintech unicorn with international reach.. Ireland’s fastest fintech unicorn with international reach.

Founded: ~2010
Industry: B2B cross-border payments
Target Audience: Enterprises, banks, software platforms
Website: transfermate.com
Based in Kilkenny, TransferMate delivers global embedded payment solutions through strategic banking partnerships. through global banking partnerships. Based in Kilkenny with worldwide impact.

Founded: 2010 (HQ US)
Industry: Developer-first payments
Target Audience: Online platforms and digital businesses
Website: stripe.com
Stripe’s Dublin office serves as the operational hub for its EMEA business, powering global online commerce. with its EMEA operations headquartered in Dublin, powering online commerce infrastructure.

Founded: 2018
Industry: Open banking / creditworthiness APIs
Target Audience: Lenders and underwriters
Website: finclude.ai
Finclude enables financial institutions to assess creditworthiness using live transaction data, supporting smarter lending decisions. through open banking APIs. Part of Ireland’s growing open finance scene.

Founded: 2006
Industry: Mobile recharge / top-up
Target Audience: Global consumers
Website: ding.com
A Dublin-based platform that processes top-ups in over 150 countries, helping users send mobile credit across borders. and recharge platform, connecting users across more than 150 countries.

Founded: ~2005
Industry: Payments and billing
Target Audience: Irish consumers and utilities
Website: payzone.ie
Payzone offers payments for tolls, bills, and top-ups via retail and digital channels throughout Ireland., toll payments, utility billing and more. A well-known payments provider serving Irish consumers.

Founded: 2009
Industry: P2P foreign exchange
Target Audience: Businesses and individuals
Website: currencyfair.com
CurrencyFair is an early pioneer in fair-rate currency exchange, offering peer-matched FX services. and global money movement with a focus on fair rates and transparency.

Founded: 1996
Industry: VAT compliance / TaxTech
Target Audience: Global enterprises
Website: fintua.com
Delivers automated VAT compliance for enterprises operating in 190+ countries, part of the CluneTech group. compliance solutions to enterprises operating in over 190 countries.

Founded: 2019
Industry: API-based tax automation
Target Audience: SaaS and digital-first companies
Website: fonoa.com
Fonoa provides programmable tax compliance solutions for growing digital businesses worldwide. with tax automation APIs covering calculation, validation, and reporting.

Founded: 2019
Industry: Mortgages and financial services
Target Audience: Irish consumers
Website: doddl.ie
Streamlines the mortgage process for Irish homebuyers, bringing simplicity and transparency to financial decisions. for Irish consumers. A growing player in fintech-for-homebuyers.

Founded: 2014
Industry: SME lending and peer-to-peer finance
Target Audience: Irish businesses and retail investors
Website: flender.ie
Enables Irish businesses to secure funding from individual and institutional investors through a trusted digital platform. focused on funding local business growth.

Founded: 2013
Industry: Revenue infrastructure and working capital
Target Audience: Irish SMEs and growth companies
Website: gridfinance.ie
Grid supports Irish businesses with financial tools designed to optimize cash flow and enable growth. and working capital solutions for Irish digital businesses.

Founded: 1997
Industry: FX and dynamic currency conversion
Target Audience: Banks, acquirers, and merchants
Website: monexfs.com
A global leader in foreign exchange and conversion tech, based in Killarney and serving financial institutions worldwide. and FX technology. Headquartered in Killarney.

Founded: 2013 (US HQ)
Industry: Blockchain and stablecoins
Target Audience: Crypto developers and fintech platforms
Website: circle.com
Circle’s Dublin office anchors its European operations supporting the growth of USDC and blockchain-based financial infrastructure., Circle supports blockchain-based payments and stablecoin infrastructure with an Irish presence.

Founded: 2011
Industry: International money transfer
Target Audience: Consumers and global businesses
Website: wise.com
Wise operates a major hub in Ireland for managing EU transfers and scaling transparent FX services., Wise has a strong operational base in Ireland.

Founded: 2017
Industry: Compliance and audit automation
Target Audience: SaaS and fintech companies
Website: www.assurancelab.cpa
Provides modern tools to help digital companies meet SOC 2 and ISO 27001 requirements with speed and confidence. supporting SOC 2 and ISO audit processes for fintechs and SaaS companies.

Founded: 2021
Industry: AI-driven financial analytics
Target Audience: Hedge funds and institutional investors
Website: quantmatix.com
Quantmatix delivers actionable insights and predictive models using AI to support smarter financial decision-making. and financial insights for institutional investors.

Founded: 1975
Industry: Payments infrastructure
Target Audience: Banks, processors, and merchants
Website: aciworldwide.com
ACI operates real-time payments and fraud prevention systems with significant operations in Ireland. of real-time payments infrastructure with significant operations in Ireland.

Founded: 2017
Industry: B2B and retail payment solutions
Target Audience: Merchants and service providers
Website: prommt.com
Prommt enables businesses to send secure, branded payment requests by SMS, email, or messaging for instant checkout. for retailers and B2B clients, helping businesses modernize how they request and receive payments.

Building a fintech brand in Ireland?

Ireland’s fintech sector is defined by clarity, depth, and global ambition. Whether you're an established player or an emerging innovator, the opportunity to shape finance from Ireland has never been greater.

We work with ambitious fintech teams to clarify their message, strengthen their brand, and position for growth.